A fractional CFO for businesses that have outgrown basic accounting.

What a fractional CFO does differently

A bookkeeper or accountant records what has already happened. A fractional CFO looks forward — turning the numbers into decisions about cash, pricing, hiring, and growth.

In practice, that means owning the monthly close and reporting cycle, building the cash flow visibility leadership needs, and acting as the senior finance voice in decisions that affect the numbers before they happen, not after.

When it's time to bring one in

Most businesses reach this point at a similar stage: revenue and complexity have grown past what a bookkeeper or part-time accountant can support, but the business isn't ready for a full-time Finance Director on an £80,000–£120,000 salary.

Common triggers include preparing for investment or a funding round, expanding into a second market or country, outgrowing spreadsheet-based reporting, or simply needing someone senior to make sense of the numbers month to month.

How the engagement works

The engagement starts with a short diagnostic — a review of current numbers, systems and reporting gaps — before moving into a structured build phase: templates, controls and a monthly cadence that make the close reliable.

From there, it settles into ongoing ownership: ongoing monthly close, forward-looking forecasts, and involvement in the commercial decisions where financial judgement matters.

What's included

A typical fractional CFO engagement with BAVERA covers management reporting, cash flow and forecasting, budgeting frameworks, and investor-facing financial models — coordinated with a trusted accounting partner where bookkeeping support is also needed.